Life is perfectly balanced and cyclic: night follows day summer, autumn, winter, spring sowing, growing, reaping, sowing intense periods followed by rest periods. A life well lived involves balancing the “mighty eight” – physical, financial, business, lifestyle, mental, spiritual, family and relationships. We feel stress if we try to do… Read More
Continue Reading2020 saw many changes that few predicted. Pandemics, lock downs, political instability, Capitol riots, Brexit, Megxit… to name a few. Jeff Bezos of Amazon has this to say about change: “I very frequently get the question: ‘What’s going to change in the next 10 years?’ And that is a very… Read More
Continue ReadingAnecdotally a recent small business survey asked respondents if they wanted to grow their business and the majority responded negatively. I suspect that if the survey had asked the same small businesses if they wanted to grow their profits and cashflow the majority would have responded affirmatively. My conclusion is… Read More
Continue ReadingTerminal tax is a final tax payable when provisional tax (or PAYE) paid is insufficient to cover your full EOY tax payment due. 2020 terminal tax payments are due on the 7th February 2021 if: Your balance date falls between 31st March and 30th September, and You do not have… Read More
Continue ReadingIt’s February, the sun is shining, school is restarting, and another long weekend beckons… the Kiwi lifestyle at its best! Here’s an idea from James Clear (author of Atomic Habits): “Instead of working toward retirement, work toward your ideal lifestyle. There is usually a path to get there in a… Read More
Continue ReadingApplications are now to remain open until 31 December 2023. The maximum amount loaned remains at $10,000 plus $1,800 per full-time-equivalent employee. The annual interest rate will be 3% beginning from the date of the loan being provided. Interest will not be charged if the loan is fully paid back… Read More
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