The importance of what’s not going to change

February 17, 2021

2020 saw many changes that few predicted.  Pandemics, lock downs, political instability, Capitol riots, Brexit, Megxit… to name a few. Jeff Bezos of Amazon has this to say about change: “I very frequently get the question: ‘What’s going to change in the next 10 years?’ And that is a very… Read More

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Business Growth and Complexity

February 10, 2021

Anecdotally a recent small business survey asked respondents if they wanted to grow their business and the majority responded negatively.  I suspect that if the survey had asked the same small businesses if they wanted to grow their profits and cashflow the majority would have responded affirmatively. My conclusion is… Read More

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Changes to the Small Business Cashflow Scheme

January 29, 2021

Applications are now to remain open until 31 December 2023. The maximum amount loaned remains at $10,000 plus $1,800 per full-time-equivalent employee. The annual interest rate will be 3% beginning from the date of the loan being provided. Interest will not be charged if the loan is fully paid back… Read More

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2020 Through the Looking Glass

December 16, 2020

2020 started so promisingly – it rolled off the tongue, the start to a squeaky-clean decade in which we could achieve mighty things.  And the year ends soon with a collective sigh of relief. Relief that the “year of Covid” is over, that our businesses survived, that we survived. The… Read More

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The key to being productive

December 2, 2020

It’s December and the silly season is here! Christmas parties, gift shopping, last minute orders, and general mayhem in the lead up to NZ’s traditional extended Christmas closure. It’s hard to stay focused on the most important work during the “sleeps to Christmas” countdown – especially in this strange Covid-19… Read More

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Knowing when to abort

November 25, 2020

I had an adventure while mountain biking last weekend, and it got me thinking about risk assessment and the psychology of admitting when we are on the wrong track. I have recently purchased a holiday home in Turangi – close to winter ski fields and the awesome Tongariro River trail… Read More

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